A career is short, your wealth shouldn't be
Exclusive, asset-backed investments designed for elite athletes and high performers
Why top performers still face financial fragility
A playing career can peak in your 20s, yet the average athlete lives another 50 years.
Many athletes finish elite careers with no reliable financial plan, missing the window to turn income into lasting wealth.
When the applause fades, they scramble for opportunities – or settle for sub-par returns.
Fifty Twenty-Two exists to change that narrative, giving high achievers a structured path to financial security.
Our solution: What Fifty Twenty-Two unlocks
Fifty Twenty Two is a bespoke private consultancy with investment opportunities specifically for elite athletes and high-net-worth individuals.
Named after rugby’s 50:22 rule, a tactical kick that converts pressure into field position, FTT helps you make equally strategic financial moves: accurate, well-timed and game-changing.
Watch co-founder and former Scottish international rugby player Ben Toolis explain more.
For elite athletes
Replace match-day income with passive cash-flow.
Build a safety net before the final whistle sounds.
Expert due diligence & hands-off asset management.
We source, vet and operate each asset so you can stay focused on performance.
Network with peers who share a high-performance mindset.
Swap playbooks on wealth building with veterans and rising stars already converting earnings into equity.
For high-net-worth professionals
Diversify into curated, off-market deals.
Add hard-asset yield beyond equities and traditional property funds.
Access structured SPVs with clear downside protection.
Ring-fenced vehicles isolate risk and simplify reporting.
Priority entry to exclusive deal flow.
Preview opportunities before they open to the wider network.
Who we empower
Whether you’re stepping off the pitch or steering a portfolio, financial goals boil down to the same two essentials: steady income and long-term growth.
FTT is built to deliver both. We tailor deal access, support and community resources to two groups who share a high-performance mindset but face different constraints.
Our Founders' Story
From a former Scotland rugby international who turned match-day earnings into property equity, to a strategic advisor who’s guided hundreds of high-net-worth clients, our founders joined forces to help every athlete convert peak performance into lasting wealth.
Pav Masutes
A highly regarded property investor, strategic advisor and founder of the Masutes Group, Pav has built a strong track record in real estate and wealth-building strategies.
With years of experience managing property investments and working alongside influential leaders and high-net-worth individuals, Pav provides expert guidance in navigating complex investment landscapes.
He focuses on making the process seamless, handling everything from sourcing opportunities to managing logistics – allowing athletes to invest confidently without the stress of day-to-day management.
Ben Toolis
As a former professional rugby player with over a decade at the top level, Ben understands the financial challenges that come with a career in sport.
He experienced first-hand the uncertainty many athletes face post-retirement and recognised the importance of making smart investment decisions early.
His journey into property investment started with a simple goal – creating financial freedom beyond sport – and through strategic planning, he achieved that. Now, he’s passionate about helping other athletes take control of their financial future.
Watch our founders at our launch event
Pav Masutes and Ben Toolis went into depth about the FTT concept to an audience of retired and current athletes at Edinburgh Napier University
An exclusive network for exclusive deals
Sitting alongside Fifty Twenty Two is our private community of like-minded investors: the FTT Club.
Membership to FTT Club unlocks early access to property & business opportunities, annual investment summits, and a peer community that shares insight not locker-room hype.
Mentoring
Early Deal Access
Merchandise & VIP Perks
Tiered Membership
Our financial vision, targets and roadmap
In its initial build-out, FTT will deploy capital into 1,000 guest-house rooms and 50 Not Just Coffee cafés – assets that are already under soft-commitment or heads of terms.
When fully operational, the mix is forecast to generate £6.25 million in EBITDA, underpinning a blended enterprise valuation of £27.25 million across property, hospitality operations, and brand IP.
Phase Two layers higher-margin, mission-aligned ventures on top of the core estate: branded merchandise, athlete rehab centres and youth performance hubs.
That diversification takes projected turnover from £ 36 million in Year 1 to £ 180 million by Year 3, driving a potential enterprise value range of £ 479 million (conservative) to £ 958 million (ambitious) depending on speed of site roll-out and ancillary-revenue uptake.
Watch our founders at our launch event
Pav Masutes and Ben Toolis went into depth about the FTT concept to an audience of retired and current athletes at Edinburgh Napier University
The Masutes Group advantage
Behind every FTT investment sits the wider expertise and infrastructure of Masutes Group, our parent company and operating partner. This partnership means your capital is supported by a team that has already mastered the full journey from sourcing an asset to extracting long-term value.
Leadership
Founders and senior operators span finance, property, short-term lets, technology, sport and on-the-ground operations, giving FTT a 360-degree skill-set.
Principles
Fairness, transparent ethics and a focus on consumer-service sectors that remain resilient – even as AI reshapes other industries.
Goal
To build generational wealth, breaking the “shirt-sleeves to shirt-sleeves in three generations” cycle by creating assets designed to last well beyond Gen 4.
Frequently asked questions
What are the tax implications for clients/investors?
Tax implications vary based on the investor’s country of residence and the structure of the investment. Generally:
- UK-based investors may be liable for capital gains tax (CGT) upon selling shares in an SPV or receiving profits.
- Global investors may need to consider foreign investment income and how it is taxed locally.
- SPV investments may allow tax-efficient structuring, but investors should seek independent tax advice to optimize their situation.
How does a pooled investment option work?
- Investors collectively contribute to an SPV (Special Purpose Vehicle) that owns the investment asset.
- Returns are distributed proportionally based on investment size.
- A set investment term may apply, during which funds are locked to maximize returns.
- All terms are legally outlined in an investment agreement.
Will the investments be structured under a limited company?
- Yes, investments will typically be held in a limited company (SPV) structure.
- This ensures legal separation of assets and offers potential tax efficiencies.
- Investors will hold shares in the SPV, reflecting their ownership stake.
What happens if an investor wants to sell their shares or exit the investment?
- There may be a minimum holding period before an investor can sell their stake.
- An investor looking to sell must first offer their shares to existing investors in the SPV.
- If no internal buyers are available, the investment team may facilitate a sale to a third-party investor.
- In some cases, a buy-back option may be available at a predetermined valuation method.
Can investors withdraw their money early?
- Most investments will have a fixed-term period (e.g., 3-5 years) to allow assets to generate stable returns.
- Early withdrawal is typically not permitted unless a suitable buyer for the investment stake is found.
- In cases of financial hardship, an early exit strategy may be considered, subject to fees and agreement terms.
What protections are in place for investors?
- All investments are structured under legally binding investment agreements.
- Each project undergoes thorough due diligence before investor funds are committed.
- A dedicated investment management team oversees operations and provides regular updates.
- For property investments, assets are secured against tangible real estate holdings.
How are returns distributed?
- Returns are distributed annually or semi-annually, depending on the investment.
- Investors receive a percentage of profits based on their ownership stake.
- Detailed performance reports will be provided, ensuring full transparency.
Will investors have voting rights in investment decisions?
- Investors will typically have limited voting rights, depending on the structure of the investment.
- Major decisions, such as asset sales, may require investor approval.
- The management team will oversee day-to-day operations to ensure optimal performance.
How is investor money held and protected?
- Investor funds are held in a segregated account to ensure transparency and security.
- Funds are not mixed with operational accounts to protect investor interests.
- SPV structures provide legal separation of assets, reducing risk exposure.
What fees will investors incur?
- A management fee may apply, typically as a percentage of investment returns.
- Legal and administrative fees will be disclosed upfront before investment commitments.
- Performance fees may be applicable on high-yield investments.
How will investments be valued over time?
- Regular asset valuations will be conducted to track investment performance.
- Independent valuation firms may be used for accurate market assessments.
- Investors will receive periodic updates on asset value and projected returns.
Turn today’s performance into tomorrow’s prosperity
Complete the form below and one of our investment team will be in touch to see how FTT can fit your goals and timeline – no obligation, just clarity.
Disclaimer
Please note that past investment performance is not a reliable guide to future returns. The value of investments and any income generated can go down as well as up, and you may not get back the full amount originally invested. Capital is at risk and is not guaranteed.
The information provided on this website is for general guidance and informational purposes only. It does not constitute investment advice, a personal recommendation, or an offer to buy or sell any financial instrument. Any investment decision should be based on a full review of the relevant documentation, such as a private placement memorandum or offering documents, where applicable. Masutes Group operates with full regulatory oversight. For further information or to speak to a member of our team, please get in touch.
Visit Masutes Group